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Current Ratio Calculator

Calculate the current ratio to measure a company's ability to pay short-term obligations with short-term assets.

Total current assets (cash, receivables, inventory, prepaid)
Total current liabilities (payables, accrued, short-term debt)

Results

Current Ratio0.00x

📖What is it?

The current ratio is a liquidity ratio that measures a company's ability to pay its short-term debts (due within one year) using its short-term assets. It is one of the most common financial health metrics used by creditors and investors.

🎯How to use

Enter total current assets and total current liabilities from the balance sheet. A ratio above 1.0 means the company has more short-term assets than liabilities.

💡Example scenario

Current assets $750,000 and current liabilities $500,000: current ratio = 1.5x. The company has $1.50 in current assets for every $1.00 of current liabilities.

🏆Pro tip

A healthy current ratio is generally 1.5-2.5x. Below 1.0 signals potential liquidity problems. Above 3.0 may indicate idle assets not being productively deployed. Industry norms vary significantly: retailers often operate below 1.0 using negative working capital efficiently.