Depreciation Calculator
Calculate annual asset depreciation using Straight-Line or Double Declining Balance methods.
Results
What is it?
Depreciation is the systematic allocation of an asset's cost over its useful life. Straight-Line (SL) spreads the cost evenly each year. Double Declining Balance (DDB) depreciates at twice the SL rate applied to the remaining book value — creating larger deductions in early years, which is favorable for tax purposes.
How to use
1. Enter the original cost of the asset. 2. Enter the estimated salvage (residual) value at end of life. 3. Enter the useful life in years. 4. Select straight-line or double declining balance. The calculator shows Year 1 depreciation, book value after Year 1, and the total depreciable amount.
Example scenario
A $10,000 machine has a $1,000 salvage value and a 5-year useful life. Straight-line: $9,000 / 5 = $1,800/year. Double Declining Balance: $10,000 x (2/5) = $4,000 in Year 1. By Year 3, DDB switches to SL to ensure the book value does not fall below salvage.
Pro tip
For tax purposes, the IRS MACRS system often allows accelerated depreciation that differs from book depreciation. Section 179 lets businesses deduct up to $1.16M (2024) of qualifying equipment in Year 1. Typical useful lives: computers 5 years, vehicles 5 years, furniture 7 years, commercial buildings 39 years. Consult a tax advisor to maximize allowable deductions.