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Dividend Snowball Calculator

Project the growth of your dividend income stream through reinvestment and regular contributions over time.

Additional amount you invest each month.
Annual dividend payout as a percentage of portfolio value. REITs/ETFs: 3-6%, high-yield stocks: 5-8%.
How much the dividend per share grows each year. Dividend Aristocrats average ~6% growth.

Results

Estimated Portfolio Value$416,928
Annual Dividend Income$16,677
Monthly Dividend Income$1,390

📖What is it?

The Dividend Snowball Calculator models how your dividend income grows as your portfolio compounds through reinvestment (DRIP) and regular contributions. Like a snowball rolling downhill, dividends buy more shares which pay more dividends — the effect accelerates over time.

🎯How to use

Enter your starting portfolio, monthly contributions, current dividend yield, the expected annual rate of dividend growth, and the number of years. The calculator projects your estimated portfolio value and the annual and monthly dividend income it generates.

💡Example scenario

Starting with $10,000, contributing $500/month, at a 4% yield with 6% dividend growth over 20 years: your portfolio could grow to approximately $585,000 generating around $23,400/year ($1,950/month) in dividends.

🏆Pro tip

Focus on dividend growth rate as much as current yield. A company paying 2% with 10% annual dividend growth will out-yield a 5% static payer within 10 years. The Dividend Aristocrats (25+ years of consecutive increases) offer a proven track record of dividend growth.