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D&D 5e Point Buy Stat Calculator

Calculate ability score costs using the D&D 5e point buy system and ability modifiers for all six core stats. Budget is 27 points.

Results

Points Spent12
Points Remaining15
STR Modifier-1
DEX Modifier0

📖What is it?

The D&D 5e Point Buy system gives you 27 points to distribute across 6 ability scores (Strength, Dexterity, Constitution, Intelligence, Wisdom, Charisma). Each score starts at 8 (free). Scores 8-13 cost 1 point per value; score 14 costs 7 total points (1 extra over 13); score 15 costs 9 total points. Maximum is 15 before racial bonuses.

🎯How to use

Set each ability score using the number inputs (minimum 8, maximum 15). The calculator tracks your total points spent and remaining budget. Ability modifiers (floor((score-10)/2)) are calculated for STR, DEX, CON, and WIS. Keep remaining points at or above 0 for a legal build.

💡Example scenario

A Wizard build: STR 8 (0pts), DEX 14 (7pts), CON 13 (5pts), INT 15 (9pts), WIS 12 (4pts), CHA 8 (0pts) = 25 points spent, 2 remaining. Add racial bonuses afterwards. The WIS 12 gives +1 saving throw; INT 15 becomes 17 with +2 racial for a +3 modifier.

🏆Pro tip

Point buy creates balanced characters and prevents lucky stat arrays from dominating. Score 15 (+2 racial = 17, +1 ASI = 18) is a common optimization target for a primary stat. Avoid dumping Constitution below 12 ? hit points and concentration saves matter for every class. The system favours multiple moderate stats over one extreme high score.