Net Worth Calculator
Calculate your total net worth by tallying assets and subtracting liabilities for a clear financial picture.
Results
What is it?
Net worth is the single most important number in personal finance. It equals everything you own (assets) minus everything you owe (liabilities). Tracking net worth over time is the best way to measure financial progress.
How to use
Enter the current market value of your assets across all categories, then enter the outstanding balances on all debts. The calculator totals each side and computes your net worth and debt-to-asset ratio.
Example scenario
With $340,000 in total assets (home, savings, car) and $220,000 in liabilities (mortgage, loans, credit cards), your net worth is $120,000 with a 64.7% debt-to-asset ratio.
Pro tip
Track your net worth monthly or quarterly. A debt-to-asset ratio below 50% is healthy. Focus on paying off high-interest debt first while building investments — your net worth will accelerate once the debt drag is eliminated.