Retirement Calculator
Estimate the future value of your retirement savings based on monthly contributions and expected returns.
Results
What is it?
A simple retirement calculator that uses the future value formula to project how much your current savings plus ongoing monthly contributions will grow over time, given a fixed annual return.
How to use
Enter your current savings balance, how much you contribute each month, the expected annual return rate, and the number of years until retirement. The calculator shows your projected nest egg, total contributions, and total interest earned.
Example scenario
Starting with $25,000 and contributing $500/month at 7% annual return for 30 years yields roughly $637,000 — of which $205,000 is contributions and $432,000 is compound interest.
Pro tip
The power of compounding means early contributions matter most. An extra $100/month starting 10 years earlier can be worth more than an extra $300/month later.