Crypto Staking Rewards Calculator
Calculate effective APY, total earnings, and final value for a staking position with compound interest. For educational purposes only. Not financial advice.
Results
What is it?
Staking locks crypto assets in a proof-of-stake protocol to validate transactions and earn rewards. APR (Annual Percentage Rate) is the raw rate; APY (Annual Percentage Yield) accounts for compounding and is always higher. Formula: APY = (1 + APR/n)^n − 1 where n = compounding periods per year. For educational purposes only — not financial advice.
How to use
Enter the USD value of tokens staked, the protocol APR, how frequently rewards are compounded (or claimed and restaked), and the staking period in days. The calculator outputs effective APY, total earnings, and final portfolio value.
Example scenario
Staking $10,000 at 8% APR compounded daily for 365 days: APY = (1 + 0.08/365)^365 − 1 ≈ 8.33%. Earnings ≈ $833 over the year. If compounded monthly instead, APY drops slightly to ≈ 8.30% — daily compounding makes a small but real difference over time.
Pro tip
Smart contract risk is the hidden variable staking calculators cannot quantify. A 20% APY on a new DeFi protocol carries far more risk than 4% on ETH mainnet staking. Always research the protocol's audit history, total value locked trend, and tokenomics before staking. Token price depreciation can easily outpace staking rewards.